What’s Wrong with Retirement?

The basic concept of retirement is broken! Therefore retirement planning and retirement saving are questionable endeavors. Let’s list some to the issues with the traditional retirement concept:

1)    Why should you wait for retirement age to enjoy life?
2)    Why should you remain depended on your paychecks until retirement?
3)    What is magical about age 65 or any other predefined retirement age?
4)    Is it reasonable to expect a twenty year old to defer gratification for forty years?
5)    Is it reasonable to freeze our dreams about how life should be for forty years?
6)    Is it possible to suddenly switch from living off your paycheck to living off retirement investment accounts late in life?
7)    Will you ever be able to trust that you have enough money to comfortably retire?

Retirement is a broken concept promoted by corporations with intent on using you until you are too expensive (compared to a young person) and then easily disposing of you.

Let’s trash the goal of retirement and instead focus on the ability and freedom to pursue your dreams. Your new goal should be financial serenity. This implies a lifestyle free to pursue your desires without financial burdens. In short you should focus on financial freedom and not retirement.

This freedom is not dependent on an age. This freedom is based on the choices you make regarding how you spend and invest your money. If properly coached, you can achieve financial freedom much earlier in life. However, you can only achieve your freedom dreams if you are prepared to take a different path from what society normally dictates to us. You must discard your traditional concepts of spending money because many of these concepts have been placed in our heads by toxic external advertising forces. You must learn methods for building wealth that will provide for your financial success.

A good starting point for obtaining these goals is to read the book Poor No More: Wealth Is Within Reach. This book illustrates techniques to make early financial independence a reasonable and attainable goal. Further, this goal can be achieved without high risk, debt, risky stock investment, over-leveraged real estate or other “get rich quick” schemes. This goal can be reached with simple, sound financial management, and an uncorrupted understanding of how to manage your money.

I believe that retirement is a broken concept. Instead of saving for retirement we should build the financial independence required to pursue your dreams. The financial freedom account concept introduced in the book, Poor No More, shows how you can obtain your dreams earlier. Click Here To Buy On Amazon

Retirement is an obsolete concept!

We have been duped into thinking we should slave for our paychecks until retirement age. Why should we wait for retirement age to obtain the easy life? Why should we remain depended on our paychecks until retirement?

From a corporate viewpoint, “retirement” is a tool that allows corporations to easily dispose of us when they are done with us – and not before. Why should corporations decide how long we should work?

What is magical about age 65 or any other predefined retirement age? Why can’t we work longer if we enjoy our careers? Conversely, why should we work for one day longer in a career we loathe? We must discard our pre-programmed concepts about retirement. We must eliminate our dependence on our paychecks. Let’s thaw out our frozen dreams about a perfect life and make these dreams our new retirement plan!

Let’s redefine retirement as the ability and freedom to pursue our dreams. Retirement is not an age! It is a lifestyle free to pursue our desires without financial burdens. Our new goal should be financial serenity.

We should forget about the whole concept of “retirement”. Instead, we should focus on obtaining a wider goal: “financial freedom.”  This freedom is not dependent on an age. This freedom is based on the choices we make regarding how we spend and invest our money. If properly coached, we can achieve financial freedom much earlier in life. However, we can only achieve our freedom dreams if we are prepared to take a different path from what society normally dictates to us. We must discard our traditional concepts of spending money because many of these concepts have been placed in our heads by toxic external advertising forces. We must learn methods for building wealth that will provide for our financial success.

How do we begin? Reading the book Poor No More: Wealth Is Within Reach is a good start. This book illustrates techniques to make early financial independence a reasonable and attainable goal. Further, this goal can be achieved without high risk, debt, risky stock investment, over-leveraged real estate or other “get rich quick” schemes. This goal can be reached with simple, sound financial management, and an uncorrupted understanding of how to manage your money.

I believe that retirement is an obsolete concept. Instead of saving for retirement we should build the financial independence required to pursue our dreams and become financially independent. The financial freedom account concept introduced in the book, Poor No More, shows how we can reach our dreams earlier. Click Here To Buy On Amazon