Poor No More: Wealth Is Within Reach by Curtis Hill, CFP^®

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• Chapter 1 - What's Really Behind our Financial Decisions?

  This chapter identifies the differences in the ways wealthy and poor people think. The author talks about the outside influences that corrupt your financial decisions and stands in the way of your financial freedom.

  Chapter 2 - 65 Is Not a Magic Number

  This chapter analyzes traditional retirement concepts. Your goal should not be saving for the retirement at the age of 65. Your goal should be thawing our frozen dreams as soon as possible. The goal is early financial independence.

  Chapter 3 – Financial Freedom is the Goal

  This chapter introduces the freedom account concept. Financial freedom is not job security. Financial freedom is being independent from your paychecks and living off your investments.

  Chapter 4 - Freedom Account Dynamics

  This chapter illustrates how the freedom account concept works and how this concept is superior to traditional retirement planning.

  Chapter 5 - Madison Avenue Versus Us

  The author provides strategies to win the war with the corporations over your wallet and how to regain control over your purchase decisions.

  Chapter 6 – Our “NEEDS” versus Our “WANTS”

  This chapter gives you the tools necessary to regain control of your spending priorities and make luxury living affordable.

  Chapter 7 – Planning and Budgeting

  The author introduces the concepts of budgeting as a tool to measure your progress toward financial freedom.

  Chapter 8 – Stretching Our Money or Living Well on Less

  Mr. Hill gives you unique techniques for saving money while improving your lifestyle. This chapter is full of money-saving resources and websites where you can find deals.

  Chapter 9 - Debt Is a Four-Letter Word

  You have been tricked into being in debt. Being in debt is not a normal state. The author provides guidelines for minimizing the damaging effect of debt and provides techniques for get outing out of debt.

  Chapter 10 – Cars: Budget Sucking Machines

  Most people, driven by advertising campaigns, are buying cars that they cannot afford. Mr. Hill opens your eyes and suggests ways to stop these depreciating assets from destroying your wealth.

  Chapter 11 – You versus Car Dealerships

  The author gives you tips on buying cars and calculating the true ownership cost, which is not your payments amount. It is amazing how much money you can save if we know how to use the system!

  Chapter 12 – How Did I Blow All That

  Wealthy people hold on to their cash windfalls. Poor people quickly return to poverty when cash comes their way. This chapter explains how to hold on the your good fortunes and make a long term difference in your life.

  Chapter 13 – Proper Use and Control of Credit

  Your FICO credit scores can dramatically affect your monthly expenses. In this chapter Mr. Hill explains how to significantly improve your credit scores quickly.

  Chapter 14 – Home Sweet Mortgage

  This chapter explains how you can reduce your mortgage costs.

  Chapter 15 – The Power of Investing

  This chapter explains how investments grow, how they are taxed, and how inflation affects them.

  Chapter 16 – Investments Aren’t Mysterious

  This chapter lifts the veil of mystery from the world of investments. It gives a basic understanding about various types of investments.

  Chapter 17 – Untrue Investment Truism

  Mr. Hill talks about various investment strategies used by financial advisors. He reveals their advantages and their flaws. The author also gives guidelines on how to select an investment advisor.