About the Book:

Poor No More: Wealth is Within Reach by Curtis Hill seeks to unite the best ideas in personal finance, family money management advice, budgeting, planning, debt management, credit scores, mortgage refinancing and wealth building concepts, and success in life principles to create a new and innovative approach to gaining personal financial freedom.

Throughout Hill’s career he observed the financial successes and failures of many clients and friends. In Poor No More, Hill identifies those observations by highlighting financial pitfalls as well as certain behaviors that can lead to success and wealth in an effort to provide readers with the necessary tools to make the appropriate financial decisions and to understand the keys to success in life.

“With all the news of job losses and economic uncertainty today, the importance of making smart personal financial decisions has never been more evident,” Hill says. “Reversing the dire situation of our economy does not require sacrificing or going without the items one desires; it simply requires an understanding of how personal financial decisions affect one’s life.”

Hill believes many people no longer make financial decisions based on their own monetary interests and, instead, are guided by the hidden agendas of toxic financial influences. “To prosper and grow financially,

one must learn how to identify external influences and replace them with new concepts, ideas and attitudes; in short, one must rebuild the way they make financial decisions so that their choices are in tune with their personal needs and not those of advertisers and slick sales campaigns,” he says. “My goal is to give readers the chance to live a better life, without monetary pressures and free from external interference.”

About the Author:

Curtis Hill, CFP^® holds two bachelor's degrees from North Carolina State University plus a master degree from Southern Methodist University. Mr. Hill had been a successful businessman and manager for fifteen years before becoming a financial advisor. He worked at three major brokerage firms beginning with Morgan Stanley in 1994, where he obtained the title of Senior Vice President, and earned his CERTIFIED FINANCIAL PLANNER™ certificate. Mr. Hill's career is all about helping people achieve financial serenity. During his practice, Mr. Hill has been very observant of what made some people successful and other not. In his book he summarizes his observations and identifies financial pitfalls as well as behaviors that lead to wealth.

Poor people have fundamentally different attitudes about money than successful wealthy people. I am sure we all know someone that always quickly returns to poor status even if they somehow obtain wealth in the short term. They just can’t hold on to money. On the flip side, I am sure we all know someone that always quickly returns to wealthy status if a negative event wipes out their prior fortune. My premise is that this is not a matter of luck, but instead is a matter of attitudes about money that makes the difference.

So how do we all learn to think about money like a wealthy person? How do we learn to leave the stinking thinking of a poor person behind?

First, we must learn to recognize that many of our beliefs about money, when and how to spend it, and why and how we save it are not correct. These beliefs have been placed in our psyche by external sources, advertisers, marketers, and others with their own for profit agendas. We must learn how to identify these external influences that pollute our personal financial belief system. We must stop the stinking thinking.

Second, we must re-examine our concepts of needs verses wants. Our ideas about what we need have been greatly influenced by Madison Avenue’s advertising executives.

Third, we must re-examine our need to have everything now. We must learn the benefits of patience. Owning everything through buying on credit is not true ownership. Instead we own nothing and the banks own us and the benefits of our future income. We have become slaves working to pay off debt. When did it become “Ok” to be in debt? We must seek out qualified family money management advice.

Forth, we must re-examine our concepts of security and normalcy. Many feel that working for a big, well establish corporation equates to job security and safety of future income. This “normal” view has been proven to be quite incorrect in the current economic downturn. Just like the “normal” desire to own a big house (and subsequent big mortgage) has bankrupted many families. We must learn that we are the only people we can count on – not a corporate job, and not a bank financial officer telling us what we can afford. Size does matter - sometimes a smaller house is better for our budget.

Fifth, we must re-examine our concepts of retirement and savings for retirement. Retirement is an obsolete concept that poor people cling to. The traditional concept of retirement is stinking thinking. Wealthy people work to achieve financial serenity in order to do the things they enjoy much earlier in life. Why wait for a retirement age? Learn how to thaw your frozen dreams as soon as possible.

This book addresses these issues. Poor No More: Wealth Is Within Reach by Curtis Hill can change lives and open the doors to financial freedom and building personal wealth for everyone. Click Here To Buy On Amazon